Under the terms of the contract, SDB is to build its new e-banking system on top of Yucheng's proprietary Enterprise Model Platform (EMP), adapting the latter to the specific needs of its customer base and thus seeking to increase management capabilities for its growing transaction volume. Yucheng's EMP is to act as underlying software infrastructure and integrate SDB's various business channels.

The new SDB e-banking platform is to provide the bank’s retail customers with a view of their accounts as well as a series of online credit and investment management tools for increased finance visibility. Corporate e-banking users are to gain access to features such as cash management, custodian services, AR factoring, check processing, international letters of credit and an online payment management system.